One of the most common questions I hear from first‑time homebuyers is, “Can I afford a $300,000 house on a $70,000 salary?” The short answer is: possibly, depending on your financial picture. Affordability is shaped by your credit score, debt‑to‑income ratio, down payment, interest rate, and any existing monthly obligations, such as car payments, credit card debt and student loans. Many buyers […]
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